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Tuesday, October 23

Bank khata kaise khole in Hindi | Bank me khata kholna hai.

Bank account jise hum Bank khata (बैंक खाता) bhi kahte hai. Aaj ke time personal/Business bank account hona bahut jaruri ho chuka hai. Jisme aap paiso ka len-den kar sakte hai aur apne paiso ki bachat ko apne bank khate me jama kar surakshit rakh sakte hai. Bank me paise jama karne ke liye aapke pas bank account hona bahut jaruri hai. Agar aapke bas bank account nahi hai to hum aaj is post me aapko Bank khata kaise khole in Hindi batane vale hai.
khata-kaise-khole
Saath hi bank khata kholne ke liye document konse jaruri hote hai aur kin chijo ki jarurat hoti hai, bank khata kholne ke liye kaise aavedan kare humne yeh sab is post me bataya hai.

Bank khata kaise khole?

Bank ne apne user ki jarurat aur upyogita ko dekhte huye bank khata ko 4 prakaro me bata hai. Yaha niche Humne bank khata ke prakaro ke bare me bataya hai. Jinka alag-alag upyog hai. Aap jo account khulva rahe hai aur ise denik jivan ke liye upyog karna chahte hai. To Aapko Saving Bank account khulvana hoga. Bank me khata kholne ke 2 tarike hote hai. Ek to Online apply karke aur dusra Offline form bhar ke.

To chaliye dosto ab jante hai ki kis tarike se hum kisi bhi bank me apna khata khol sakte hai.

 1 Agar aap kisi bhi Bank me apna khata kholna chahte hai to sabse pahle najdiki bank branch me jaye aur vaha se us bank me account kholne ke liye Bank account opening form le lijiye. Aap chahe to bank me account kholne ka form online website se bhi download & fill kar use kar sakte hai.
 2.  Bank se khata kholne ka form lene ke baad aapko ise ache se pahle check kar lena hai ki is form me hume kis box me kya jankari dena hai taki form me kisi tarha ki overwriting ya koi mistake nahi ho jaye. Agar form me overwriting payi jati hai aur bank valo ko samjhne me koi problem hoti hai to vo aapka form reject bhi kar sakte hai. Agar aapko bank khata form bharna nahi aata hai to hamari likhi post padhe.

 3.  Form bharne ke baad me aapko is form ke saath apne kuch address & identity proof document dena honge. Jisse bank vale aapke name, address aur pechan ko satyapit kar sakenge.

Bank khate kitne prakar ke hote  hai?
  1. बचत खाता ( Saving account )
  2. चालू खाता ( Current account )
  3. आवर्ती जमा खाता ( Recurring Deposit account )
  4. सावधि जमा खाता (Fixed Deposit account )

Bank me Khata kholne ke liye jaruri Document kya hai?

Bank account form dene ke sath hi aapko kuch documents copy dena hogi jise bank vale apne pas rakhenge jise vo scan kar apne bank account user database me add kar lenge. Bank khata kholne ke liye kuch jaruri document dena honge.
  1. Aadhar Card
  2. Pan Card 
  3. Ration Card/Electricity Bill
  4. Passport size photo
  5. Account holder signature 
  6. Mobile number
  7. Account Nominee name
  8. 500Rs. (yadi account opening ke jaruri hai to)
Form bharne ke baad aapko yeh kuch document lekar jana hai aur bank me jama karva dena hai aur agar kuch payment bhi manga jata hai to use jama kar dijiye. Yeh minimum amount aapke bank account me hi rahega aur jab bhi agar aap khata band karte hai to aapko return kar diya jayega.

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