Bank me check ya Cheque kaise jama kare.

Hello Friends, Aaj hum Banking se related ek topic par baat karne vale hai. Aapne Bank Cheque ke bare me to suna hi hoga ki Cheque kya hota hai aur cheque kya kaam me lete hai aur agar aapne abhi tak cheque se related koi kaam nahi pata hai to hum aaapko cheque ke bare me detail se batane vale hai ki Cheque kya hota hai aur cheque kya kaam karta hai. Kisi bhi Bank me cheque kaise jama karte hai. Yaha batayi gayi steps se aap kisi bhi bank jaise:- State Bank of India, Bank of Maharashtra, Bank of Baroda ka cheque bhi jama kar sakte hai.

Bank me chaque kaise jama kare

Agar aap ek Business man hai to aapne cheque ka name to jarur suna hi hoga aur cheque upyog me bhi liya hoga. Lekin agar aapka first time cheque ka kaam pad raha hai aur cheque ke bare me koi jankari nahi hai to is post ko last tak jarur padhe. Jisme aapko cheque ke bare me puri jankari share ki jayegi.

Cheque ka upyog bahut adhik kiya jata hai. Agar aap is par amount fill karke kisi ko dete hai to vo vyakti us check ko laga kar apne bank account me paise transfer kar sakta hai. Cheque us condition me jyada useful hota hai jab aapko bada amount transfer karna ho ya phir aapko apne bank account number yaad nahi hai tab.

Cheque kya hota hai?

Cheque ek tarha ka Document (दस्तावेज़) jiska upyog khate account se Rupee/Rs. dene ya Pay karne ke liye kiya jata hai. Agar check dene vale vyakti ne cheque ke upar aapka ka Name, Amount likh kar diya hai to iska matlab yeh hai ki check dene vale vyakti ke account se Rs. kaat kar aapko ko de diya jaye ya aapke account (खाते) me transfer kar diye jaye. Check ko Cheque/Check dono name se jana jata hai. Ab jante hai ki How to deposit check in Bank account in Hindi.

Bank me Check/Cheque Submit kar Paise kaise nikale?

Agar aapne kisi ko ek check diya hai aur aap us cheque par darj amount ko apne bank account me lena chahte hai yani ki Cash In karna chahte hai to niche batayi steps ko follow kare jisme hum aapko batayenge ki bank me check laga kar paise kaise nikalte hai aur check pass hone me kitna time lagta hai.

Bank me check kaise jama kare

Jesa ki aap log ise dekh sakte hai ki Slip me 2 part hai. Left part aur Right part. Left par me bilkul Basic detail hai aur Right side vali slip me thodi jyada detail hai.

Left Side vali slip:- 

Jab aap Bank me check ko jama karenge to Yeh slip aapko return me Proof ke rup me di jayegi esliye ise lena na bhule aur apne pass samhal kar rakhe. Kyonki agar amount pass nahi hota hai. To, aap is slip ko dikha kar Proof de sakte hai ki aapne check bank me check jama karvaya tha. Esliye is slip ko blilkul accurate bhare.


Right Side Slip:- 

Right side vali slip me bhi aapko lagbhag sari detail same bharna hai bas kuch detail me changes karna hai. Jise humne bataya hai.

Man lijiye ki maine aapko ek 55,000 Rs. cheque/check diya hai aur maine aapko, State Bank of India account ka cheque diya hai aur aapka account Bank Of India me hai. To esi condition me aapko kuch nahi karna hai kahi kuch nahi karna hai bas sidhe us account me jaye jis Bank me aapka account hai yani ki Bank Of India me.

Ab aapko is check ko cash In karne ke liye jama karna hoga tab aapko us bank account ki Jama parchi yani ki Cash Deposit Slip lena hai jiska upyog normally account me paise jama karne ke liye kiya jata hai aur use fill karna hai. Ab ise kaise bharna hai yeh thoda dhyan se kare. Niche humne iske bare me bhi bataya hai.

STEPS:-

 1.   Date, Yaha par upar ki aur sabse pahle Date (दिनांक) likha hoga isme aaj ki date dale yani ki jis din aap Bank me check jama kar rahe hai us din ki. Date,  Date/Month/Year ke format me dale.

 2.  Branch, yaha par aapko Apni Bank Branch ka name likhna hai. Jis city me aapka bank account hai. yeh aapko passbook me likha mil jayega.

 3.  Type Of Account ( खाते का प्रकार ), isme aapko jis apne bank account ka type batana hai ki aapka account kis tarha ka hai. Example:- Saving bank account, Current account dono me se ek select kare. Agar aapka account Saving bank account/SB hai to. SB ko hindi me Bachat khata kahte hai.


 4.  Name me apna Name ( नाम ) likhe jis name se bank me aapka Bank account hai.

 5.  Ab Account Number ( खाता संख्या ) me apna Bank account number dale jo ki aapki Passbook me print hota hai. Bank account number har kisi ke liye Unique hota hai yani ki alag-alag hota hai kisi ka bhi bank account number ek jesa nahi ho sakta hai.

Duplicate Check Format

 6.  Check jama karne ke liye isme alag se ek Table bani huyi hogi jisme Bank, Check no, Branch, Amount hoga use bhare. Abhi humne yaha par SBI ka account mana hai esliye hum isme Bank me SBI, Check me likhe number, Jis branch ka cheque hai, Cheque jitne amount ka hai sab kuch jankari denge.

 7.  Ab Amount ( राशि ) me, check par likha amount dale jaise humne mana tha ki maine aapko 55,000/- ka check diya hai to yaha Total amount me 55,000/- dale.

 8.  Ab Rupess in Words ( शब्दों में राशि ), Yaha par amount ko Word me bharna hai. Jaise- Fifty Five Thousand Rupees.


 9.  Mobile number me apna mobile number likhe. Taki koi problem hone par aapse contact kiya ja sake.

 9.  Pan Number, Is box me apna Pan (Permanent account) Card number dale.

 10.  Signature of Depositer ( जमाकर्ता के हस्ताक्षर ), yaha par aapko apni Sign ( हस्ताक्षर ) karna hai.

 11.  Ab is slip me dali gayi sabhi detail ko ek bar achchhe se check kar lijiye ki isme koi mistake na rahe phir iske sath me Check/Cheque attach kar laga dijiye aur phir apne Bank me Verification kar jama karva dijiye. Jab aap jama karenge to aapko is slip ke dono hissao me bank ke Seal aur Sign se verifaction hoga aur is Left side vali slip aapko receipt ke rup me di jayegi. Ise apne pas samhal kar rakhe.

Bank me Cheque ka paisa kitne dino me aayega?

Yeh sawal sabhi ke man me hota hai ki jab yeh paisa hamara hai to yeh paisa to hand to hand hamare bank account me aajana chahiye phir hume wait kyo karna padta hai to mai aapko bata du ki yeh bank valo ko kuch steps ki process aur verfication karna hoti hai uske baad hi cheque ka paisa aapke account me Transfer kiya jata hai.

Aaapne jo cheque lagaya hai vo agar usi bank ka hai to 2-3 dino me paisa transfer ho jayega par agar check dusri bank account ka hai to 6-7 din lag sakte hai. Kyonki iske liye unhe thodi lambi process and verfication karna padti hai.

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